Your inputs
Three quick steps — numbers are not stored on our servers.
Your monthly expenses (₹)
Your financial safety net (₹)
Enter number of months e.g. 1, 2, 3
= ₹0 added to your runway fund
Your situation
Industry
Experience level
Dependents
Your runway report
Fill in your expenses and savings, then tap Calculate my runway to see your gauge, verdict, and action plan.
Methodology
Burn rate
We add every essential monthly outflow you listed. That is what you must cover each month with no salary — your true minimum burn.
Runway fund
Only cash you can access in days: savings and breakable FDs. Stocks and PF are excluded because they are not spendable within 48 hours.
Industry benchmark
Typical job-search duration bands for India in 2026, by sector and seniority. Your actual time can be shorter or longer.
FAQ
Should I include PF in my runway fund?
No — PF withdrawal takes 15-30 days and has conditions. Only count money you can access in 48 hours.
What counts as liquid savings?
Savings account balance + FDs you can break. Not stocks, mutual funds, or PF.
How accurate is the industry benchmark?
Based on average Indian job market data. Your network strength, skills, and target role affect actual search time.
Should I resign before being laid off?
Usually no — layoffs often include severance. Use our Resignation Timing Calculator to evaluate your specific situation.
Related tools
This calculator provides general financial guidance only. For personalised financial advice consult a certified financial planner.