Enter your annual salary in LPA (Lakhs Per Annum) and get your monthly in-hand salary instantly. Great for offer letter comparisons and job negotiations.
Enter your exact CTC and get a personalized salary breakdown with tax deductions.
Use Custom Calculator→LPA means Lakhs Per Annum — your total yearly Cost to Company (CTC) expressed in lakhs of rupees. For example, 10 LPA is ₹10,00,000 per year before monthly in-hand calculations.
Divide your annual CTC by 12 for gross monthly pay, then subtract employee PF, professional tax, and income tax (TDS). Employer PF and other employer-only costs stay in CTC but do not land in your bank account. Use our LPA pages or the custom CTC calculator for a full breakdown.
CTC includes employer contributions, variable pay, and benefits that are not paid every month. Deductions such as employee EPF, professional tax, and TDS reduce what you receive. It is normal for in-hand pay to be roughly 70–85% of CTC depending on structure and tax regime.
Figures are estimates using typical salary structure splits (basic, HRA, special allowance), standard PF caps, professional tax, and the new tax regime. Your actual offer letter, declarations, and company policy can change the result.
Use the CTC to In-Hand Salary Calculator on GyaaniWorld to enter your exact package, bonus, state, and deductions for a personalized monthly and yearly breakdown.